I’ve listened to Dave Ramsey’s radio show for years but was not fully applying the principals he preached. After the passing of family members and witnessing varying financial legacies left behind by each, I finally committed to FPU and applied the lessons. I now have peace of mind knowing my family’s financial future is secure. My wife, Kara and I have been married for 15 years and have 3 children – Layne (13), Jace (10) & Addison (9).